It is almost always best to pay off debts before saving up money.
Almost all debts attract interest, which means that the longer you stay in debt, the more you ultimately end up paying.
Paying interest on personal debt is money down the drain. It’s never a good idea and we don’t recommend getting into personal debt if it’s possible not to.
So at MoneyBlog we recommend that before you get into growing your money via saving and investing, you first of all work towards being debt free.